Equifax Credit Score Beacon

No More Experian FICO Scores - Credit / Debt Management ...
You can purchase your Experian credit score from Experian or Equifax, which both use a FICO-similar 300 to 850 point scale for credit scoring. Finally, a FICO score simulator can give you a general range of your FICO score based on data you enter. ... Read Article

Consumer Solutions
Backed by Equifax's consumer credit database – the largest in the country, and built on Fair, Isaac’s leading- You can request a BEACON score on every consumer credit report you receive from Equifax, and get up to four ... View Full Source

Consumer Credit Reports From Equifax
Equifax Automated Credit Reporting Online (ACRO) database Equifax Risk ScoreSM 3.0 — Predicts the probability of serious delinquency (90+ days past due) within a 24-month period. Equifax, Equifax ePORT, ACROFILE, BEACON, ... Return Doc

ACROFILE PLUS
Information. ACROFILE PLUSTM, the consumer credit report delivered by Equifax, Equifax Risk ScoreSM - Predicts the probability of serious delinquency (90+ days past BEACON 5 SCORE: ... Fetch Doc

Equifax - E-CBI Web Site
Instructions for Equifax Broker Agreement for Service LDR 10.17.07: Under B.II. Credit Score Information Services select; (your initial is required); BEACON. Instructions for Application for Service: ... Read More

Credit Score Disclosure Report - CoreLogic Credco - The ...
Credit Score Disclosure Report Ref #: On 12/01/2008 Equifax provided the following score(s) BEACON 5.0 Score: 626 Range 300 - 850 00014 LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED 00015 LACK OF RECENT BANK REVOLVING INFORMATION 00033 ... Get Document

CREDIT SCORE REASON FACTORS RATING - Sarma
CODE DESCRIPTIONS 6/01 CREDIT SCORE REASON FACTORS RATING TransUnion (TU) – Empirica / Equifax (EFX) – Beacon / Experian (XPN) – Fair Isaac (Account Type & Current Manner of Payment) ... Fetch Full Source

MULTI-BUREAU REPORTS FOR CONSUMER CREDIT REPORTS - Kcb
Equifax Beacon 5 300-850 Equifax Beacon Auto 250-900 Equifax Bankruptcy (BNI) 1-600 Equifax Risk Autos with Experian and Equifax will not reduce the credit score, if the creditors reported the correct Purpose Codes. MULTI-BUREAU REPORTS FOR ... Document Viewer

Credit Score, Bad Credit, Debt, Credit Counseling - How It ...
Credit Score, Bad Credit, Debt, Credit Counseling - How It Works - Part 1of 6 Equifax; Empirica; Experian; credit; Fico; FICO; Credit Scores; Bureau; sellers; Real estate; Beacon Score Factors by ehowfinance 116 views; ... View Video

Home Buying - How Your Credit Score Is Calculated - Your FICO ...
A credit score is a number that lenders use to estimate risk. Experience has shown them that borrowers with higher credit scores are less likely to default on a loan. Equifax and Experian. They'll probably use the middle score to work your loan application. ... Read Article

Fair, Isaac US Credit Bureau Risk Score Reason Codes
Equifax Trans Union Experian NextGen BEACON EMPIRICA Experian/Fair, Isaac Risk Model Reason Statement Code Code Code Code Account payment history is too new to rate A0 07 07 07 ... Read Content

Credit score In The United States - Wikipedia, The Free ...
A credit score in the United States is a number representing the creditworthiness of a person, the likelihood that person will pay his or her debts. Lenders, such as banks and credit card companies, Equifax: BEACON; TransUnion: EMPIRICA; VantageScore. ... Read Article

VIII. SCORING AND MODELING - FDIC: Federal Deposit Insurance ...
Www.fairisaac.com, they are branded as Beacon scores at Equifax; FICO Risk or Classic (formerly known as EMPIRICA) scores at TransUnion; the bureau odds chart indicates that 1 out of every 20 consumers with a credit score of XYZ will ... Get Doc

BEACON Reason Codes
USERS MAY, SOLELY AT THEIR DISCRETION, USE THE SCORE AS A FACTOR IN MAKING A CREDIT DECISION. EQUIFAX WILL APPEND UP TO FOUR REASONS TO EACH SCORE. BEACON and the complete portfolio of Equifax solutions can work for your business, simply contact your Sales ... Return Document

CreditCommander.com Application Number: 1227
Scorecard: BEACON Score: 622 Reasons: Account not paid as agreed, public record, or collection agency filing EQUIFAX Credit Profile Report EQUIFAX P O BOX 740241 8006851111 Date Reported: 4/25/2002 Personal Information Name: PAULA CCERASTOSTIGMA Date of Birth: ... Read Document

READING THE REPORTS - Tenant Data Services, Inc. -- Main
CSC EQUIFAX REPORT Personal Information Since 04/11/86 FAD 06/15/07 Reported Name DOB SSN Address Address Address Telephone DOE, JANE M 04/05/67 4 BEACON/FICO CREDIT SCORE The BEACON/FICO credit scoring system identifies creditworthy customers and pre- ... Get Doc

Understanding Credit & Credit Risk Scores
Understanding Credit and Credit Risk Scores Equifax Beacon 5.0 Codes continued List of Equifax BEACON 5.0 Reject Messages How the Equifax Beacon 5.0 score appears on a First American CREDCO Instant Merge Report: Equifax BEACON Adverse Action Codes ... Retrieve Doc

BEACON 5.0 Auto Industry Option
Corporation, this option adjusts the BEACON 5.0 credit risk assessment score, adding or subtracting points according to Equifax and BEACON are registered trademarks of Equifax Inc. Copyright © 2003, Equifax Inc., Atlanta, Georgia. All rights reserved. ... Read More

US FICO® Risk Score Reason Codes - Decision Management ...
Free Credit Bureau Scores Helpline at 1-800-777-2066 or cbhelp@fico.com. FICO® Equifax® FICO® Risk Score, Experian/FICO NextGen BEACON® Classic Risk Model FICO® Equifax® FICO® Risk Score, Experian/FICO ... Return Document

Potential Score Improvement - Mortgage Credit Reports ...
Name of Score:EQUIFAX/FACTA BEACON 5.0 Credit Score:614 Range:334-818 Key Factors affecting the score zSERIOUS DELINQUENCY, AND DEROGATORY PUBLIC RECORD OR COLLECTION FILED zLENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED ... Fetch This Document

FICO Score Estimator Review - Review Of MyFICO FICO Score ...
Your credit score is a numerical representation of the information that's in your credit report. Think of it as a GPA for your credit. It's a good idea to know your credit score, especially if you plan to apply for credit cards or loans. ... Read Article

Understanding Credit & Credit Risk Scores
These credit bureaus: Equifax: BEACON credit score is based on the total amount of credit used versus the total amount available. Transferring balances to refl ect more available credit on each card may have a positive impact on the score. ... Retrieve Here