Thursday, October 27, 2011

Equifax Credit Score Codes

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Fair, Isaac US Credit Bureau Risk Score Reason Codes
Equifax Trans Union Experian NextGen BEACON EMPIRICA Experian/Fair, Isaac Risk Model Reason Statement Code Code Code Code Account payment history is too new to rate A0 07 07 07 ... Read Content

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Codes with different racial and ethnic make-ups.15 They show that different groups had very similar median scores across scoring models. For example, younger consumers16 had lower median scores than older (“The Equifax Credit Score ... Fetch Full Source

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Equifax Credit Score Codes

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A Credit Score is only generated if there are active trade lines within the last 6-12 months. This is a new section which has been added to the Equifax Credit Reports. Credit Report Codes: a glossary of codes found on your credit report Spousal Account ... Fetch Here

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BEACON Reason Codes
BEACON Reason Codes Consumer Solutions USERS MAY, SOLELY AT THEIR DISCRETION, USE THE SCORE AS A FACTOR IN MAKING A CREDIT DECISION. EQUIFAX WILL APPEND UP TO FOUR REASONS TO EACH SCORE. Equifax solutions can work for your business, simply contact your Sales ... Return Doc

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As part of our ongoing commitment to providing premier credit risk tools, Equifax introduces VantageScoreSM, • Valid score range of 501 to 990 — the higher the Narrative statements associated with reason codes indicate key factors as to why the consumer did not achieve the highest score ... Get Content Here

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TransUnion Credit Report Codes. Risk score factors are displayed numerically or in text. Up to four factors are disclosed and are displayed in order based on their rel-ative impact on the final score. ***ALERT*** appears after model profile ... Fetch Content

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Bureau – Each of the three major credit bureaus (Equifax, Experian, and TransUnion) maintains a credit file Factor Codes – Provided with each credit score are the four factors that have the greatest impact on the score. ... Retrieve Content

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CREDIT SCORE REASON FACTORS RATING TransUnion (TU) – Empirica / Equifax (EFX) – Beacon / Experian (XPN) – Fair Isaac (Account Type & Current Manner of Payment) 00 No adverse lieu of codes 2 and 3 when there is a code 5 cosigner. G ... Fetch This Document

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Understanding Credit & Credit Risk Scores
Credit bureau risk score factor reason codes legend I/O in the column indicates that the code is only used in one or more Industry Options but is not Understanding Credit and Credit Risk Scores Equifax Beacon 5.0 Codes continued ... Get Content Here

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Understanding Credit & Credit Risk Scores
Credit bureau risk score factor reason codes legend How the Equifax Beacon 5.0 score appears on a CoreLogic Credco Instant Merge Report: Equifax BEACON Adverse Action Codes The Adverse Action Codes refl ect the most signifi cant characteristics contributing to the score a consumer’s ... Fetch Full Source

Equifax - Wikipedia, The Free Encyclopedia
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Equifax Credit Score Codes

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A credit scoring system that identifies creditworthy customers File number for Equifax internal use only CS-Current Status of Account Code Description BNI WI BANKRUPTCY SCORE: 242 REASON CODES: 00064 00001 00195 00052 NARRATIVES: ... View Doc

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How To Read The Equifax Commercial Credit Report - NACMNE
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Understanding Your Credit Score. Related Articles. Cleaning up Errors and Negative Items - Real Estate Investing; Credit Checks - 5 Ways to Prepare for a Credit Check; Recovering from Identity Theft: Consumers' Rights; Strategies to Remove Negative Credit Report Information Yourself; ... Read Article

Equifax Credit Score Codes

US FICO® Risk Score Reason Codes - Decision Management ...
These score reason codes. We believe that free Credit Bureau Scores Helpline at 1-800-777-2066 or cbhelp@fico.com. scoring FICO® risk scores This chart lists the score reason codes FICO® Equifax® FICO® Risk Score, Experian/FICO ... Get Document

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Equifax Risk Score 3
Www.equifax.com Equifax Risk Score 3.0 As a credit lender in today’s economy, EFX RISK 3.0 ODDS SCORE: 528 REASON CODES: 00200 00205 00088 00068 NARRATIVES: NUMBER OF TRADES PAST DUE REVOLVING HIGH CREDIT MORTGAGE HIGH CREDIT ... Retrieve Doc

How To Read Your Credit Report - Credit / Debt Management ...
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